The Pradhan Mantri Awas Yojana (PMAY) is a major housing scheme of the Central Government of India.
It was launched by the government in 2015 with an intention to provide affordable housing solutions to the urban and poor population of India.
The PMAY has its tagline – ‘Housing for all by 2022.’
Under this plan, the Government aimed to build affordable houses without having pucca homes in India.
The houses were to be made with materials using eco-friendly and sustainable technologies.
As per your PMAY eligibility, it is also possible to apply for home loans. This provision is made under its credit linked subsidy scheme (CLSS).
Under this, you can avail home loan interest subsidy of up to 6.5% up to Rs.2.67 lakh based on your income category.
If you have applied for PMAY and want to know if your name is included in it, you can check it via the PMAY list on its official website.
Let’s know about the steps using which you can explore the PMAY list for 2021-22.
Read on!
How to check the PMAY list for 2021-22?
The PMAY list for 2021-22 has already been published on the official website of the Pradhan Mantri Awas Yojana. It has the name of the candidates chosen under the fiscal year of 2021-2022. The PMAY has two parts, PMAY –Urban and PMAY – Rural.
How do you check PMAY list Rural?
Candidates who have applied for the scheme can know about the PMAY list for the rural portion in different ways.
- With the enrolment number.
- Without the enrolment number.
For both procedures, you can follow the below steps and know about the PMAY list Rural for 2021-22.
- Land on the PMAY Gramin website.
- Click on the ‘Stakeholder’ on the menu.
- A drop-down menu will show up after you click on your choice.
- Choose the IAY/PMAYG beneficiary option from the drop menu.
- Provide your enrolment number and hit the ‘Search’ option.
- If you want to know about your PMAY list without using the enrolment number, you need to click on ‘Advanced Search.
- You will need to fill the PMAY structure with the required subtleties.
- You will now need to click on the ‘Search’ button and know your PMAY list.
How to check your PMAY list Urban in 2021-22?
To know if you have made it to the PMAY list of 2021-2022 Urban, you will need to follow the below-mentioned steps. Take a look:
- Visit the official website of PMAY-U at https://pmaymis.gov.in/
- Choose the ‘Select Beneficiary’ option and select the ‘Search by Name’ alternative from the drop-down menu.
- Here, you will need to enter the 3 characters of your name as mentioned in the form and hit the ‘Show’ button.
- Now, the results will be showcased on the screen. You should check it out and look out for your name and other details.
What about the PMAY eligibility?
One can apply for the PMAY only if one can meet PMAY eligibility conditions, such as:
- You don’t need to have a pucca home anywhere in India in your name or beneficiary family.
- A beneficiary family includes a husband, wife, unmarried daughters, and sons.
- You must not have availed the benefits under earlier Central or State housing schemes of the Governments.
- For home loan interest subsidy, you should belong to the Economically Weaker Section (EWS) and Lower Income Group (LIG). You should also come under Mid Income Group 1 and Group 2 (MIG 1 and MIG 2).
- For EWS, the annual income should be Rs.3 lakh.
- For LIG, your yearly income should be between Rs.3 lakh and Rs.6 lakh.
- The yearly income for MIG 1 should be between Rs.6 lakh and Rs.9 lakh, and for MIG 2, it should be between Rs.9 lakh and Rs.12 lakh.
You are aware of how to check out the PMAY list 2021-22 in the urban and rural category. You can follow the steps as discussed and look for your names in the PMAY list.
If you need a high-value loan, you can also borrow a home loan from leading financial institutions at affordable rates and nominal processing charges.
